HSBC Platinum Credit Card: key details
People looking for a no-annual-fee card with general rewards and lifestyle benefits. Compare the fee, reward structure, caps, exclusions and eligibility before applying.
Joining fee₹0
Annual fee₹0
Fee waiverLifetime free
Reward typeReward points
Base reward2 points / ₹150
Accelerated rewardSee issuer terms
Caps / exclusionsSee issuer terms
Age18–65
IncomeHSBC lists ₹6L annual income for salaried applicants; location criteria apply.
FD requirementNo FD requirement stated
Why someone might consider it
- No annual fee
- General rewards
- Travel/lifestyle offers
Things to check before applying
Eligibility and approval are decided by HSBC. Offers and benefits are subject to issuer terms.
Official source
Frequently asked questions
Who may consider the HSBC Platinum Credit Card?
People looking for a no-annual-fee card with general rewards and lifestyle benefits.
What are the fees for the HSBC Platinum Credit Card?
Joining fee: ₹0. Annual fee: ₹0. Lifetime free
How does the HSBC Platinum Credit Card reward spending?
2 reward points per ₹150; points can be converted to selected airline/hotel loyalty programmes.
What should I check before applying for the HSBC Platinum Credit Card?
Eligibility and approval are decided by HSBC. Offers and benefits are subject to issuer terms.
Where can I verify the latest HSBC Platinum Credit Card terms?
Use the official issuer source linked on this page. CardClue's data review date is 2026-10-02.