HSBC Live+ Credit Card credit card image

HSBC Live+ Credit Card

People whose monthly spending is concentrated in food, grocery, shopping and utilities.

Annual fee₹999
Main rewardCashback
Best fitPeople whose monthly spending is concentrated in food, grocery, shopping and utilities.
Last verified2026-10-02

HSBC Live+ Credit Card: key details

People whose monthly spending is concentrated in food, grocery, shopping and utilities. Compare the fee, reward structure, caps, exclusions and eligibility before applying.

Joining fee₹999
Annual fee₹999
Fee waiverWaived above ₹2L annual spend
Reward typeCashback
Base reward1.5% on most other eligible spends
Accelerated reward10% on eligible dining, food delivery, grocery, shopping and utility spends
Caps / exclusionsAccelerated cashback capped at ₹1,200/month
Age18–65 salaried; 25–65 self-employed
Income₹6L salaried / ₹12L self-employed listed by HSBC; location criteria apply.
FD requirementNo FD requirement stated

Why someone might consider it

  • Everyday category cashback
  • 1.5% on many other eligible spends
  • Dining and food-delivery focus

Things to check before applying

Cashback categories, caps and exclusions apply. Check the latest issuer terms before applying.

Official source

HSBC official product page ↗

Frequently asked questions

Who may consider the HSBC Live+ Credit Card?

People whose monthly spending is concentrated in food, grocery, shopping and utilities.

What are the fees for the HSBC Live+ Credit Card?

Joining fee: ₹999. Annual fee: ₹999. Waived above ₹2L annual spend

How does the HSBC Live+ Credit Card reward spending?

10% accelerated cashback on eligible dining, food delivery, grocery, shopping and utility spends, capped at ₹1,200/month; 1.5% on most other spends.

What should I check before applying for the HSBC Live+ Credit Card?

Cashback categories, caps and exclusions apply. Check the latest issuer terms before applying.

Where can I verify the latest HSBC Live+ Credit Card terms?

Use the official issuer source linked on this page. CardClue's data review date is 2026-10-02.

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